A Division of Flat Rate Processing (FRP)  ·  Est. 2004 · Atlanta, GA  ·  Agent Support: 404-990-1183

Three Verticals.
Massive Opportunity.

We've built purpose-designed sales programs, pricing tools, and merchant playbooks for the three most underserved — and highest-residual — verticals in merchant services.

GovMunicipalities
AutoRepair Shops
FoodRestaurants
🏛️ Government Vertical

Municipal &
Government Payments

FRP's sister company, Government Portal, already serves hundreds of municipalities across the Southeast. As a FlatRate ISO agent, you walk in with an established brand, proven technology, and a warm door-opener no independent agent can replicate.

Long Contracts, Zero Attrition
Government contracts run 3–5 years. Once you win a municipality, you keep it.
Massive Transaction Volume
Utility payments, permit fees, tax payments — government entities process millions per month.
Compliance-Ready Technology
Government Portal's platform is purpose-built for government compliance, procurement, and reporting requirements.
Full Gov Portal Page → Apply Now
// Government Vertical Stats
$180K+
Avg Monthly Volume
3–5yr
Contract Length
~0%
Annual Attrition
⭐⭐⭐
Residual Stability
Tools included: Government Portal Integration · Compliance-Ready Docs · RFP Proposal Templates · Surcharge/Convenience Fee · ACH + Card Acceptance
// Auto Repair Vertical Stats
$420–$850
Avg Ticket Size
$65–120K
Monthly Volume
1 in 4
Close Rate (Trained)
Easy
Decision Maker Access
Tools: Shop Management Integrations · Text-to-Pay Links · Parts Financing · Fleet Card Processing · Estimate-to-Payment Flow
🔧 Auto Repair Vertical

Auto Repair &
Mechanic Shops

Auto repair shops are one of the easiest and most profitable closes in merchant services. High average tickets, owner-operated decision making, and most shops are still using legacy processors with inflated rates.

High Ticket, High Residuals
Average repair orders of $420–$850 mean meaningful residual dollars per account.
Walk-In Close Opportunity
The owner is usually on the floor. Statement analysis closes the deal in under 20 minutes.
Text-to-Pay is a Game Changer
Our text-to-pay tool is a massive upsell — shops love collecting payment before the customer even picks up their car.
Target This Vertical →
🍽️ Restaurant Vertical

Restaurants &
Food Service

The restaurant vertical is enormous — and most owners are quietly overpaying their processor by 1% or more. Our free statement analysis tool does the talking. High volume equals high residuals for the life of the account.

Largest Volume Category
Full-service restaurants averaging $80–200K/month mean significant residual income per account.
Cash Discount / Dual Pricing
Many restaurants qualify for dual pricing programs that eliminate processing costs entirely — a powerful sales hook.
POS Integration Specialists
FRP integrates with 90%+ of POS systems, including Toast, Clover, and Aloha. You never have to ask them to change their system.
Target This Vertical →
// Restaurant Vertical Stats
$55–200K
Monthly Volume
0.8–1.4%
Typical Savings Found
High
Owner Accessibility
90%+
POS Compatibility
Tools: POS Integrations · Tip Adjustment · Dual Pricing / Cash Discount · Online Ordering Payments · Free Statement Analysis
Ready to Pick Your Vertical?

Start Closing Accounts
in Your Market

Each vertical comes with a complete playbook, proposal templates, and dedicated onboarding support from our Atlanta team.

Apply to Partner Today →