Industry-High
Residual Splits
Three tiers designed to reward performance and grow with your portfolio — from your very first merchant to managing a team of sub-agents.
Compensation Structure
Choose Your Tier
You can upgrade tiers at any time. Many agents start at Agent level and grow into ISO Partner once they've built a base of 15–20 active merchants.
The FlatRate ISO Guarantee
Lifetime Residual Ownership
Your book of business is yours — period. If you ever move on, your residuals follow you. No non-competes, no clawbacks, no account reassignments. This is how FRP has operated since 2004.
$0
Clawbacks
$0
Upfront Fees
100%
Transparent Reports
30
Day Net Payout
Residual Calculator
Estimate Your Monthly Income
Adjust the sliders to see what your residual income could look like across each vertical.
Your Portfolio
// Projected Monthly Residual
Restaurant income
$2,400
Auto repair income
$1,920
Government income
$2,520
Monthly Total
$6,840
Annual projection
$82,080/yr
Start Earning This →
Answers
Split & Residual FAQ
The questions agents ask most about FlatRate ISO compensation.
What commission split does FlatRate ISO pay agents?
FlatRate ISO pays across three tiers: Independent Agents earn a 70% residual split, ISO Partners earn 80%, and Master ISOs earn 85%. You can upgrade tiers at any time — many agents start at the Agent level and grow into ISO Partner after building a base of 15–20 active merchants.
Do I keep my residuals if I leave the program?
Yes. FlatRate ISO offers lifetime residual ownership — your book of business is yours. If you ever move on, your residuals follow you. There are no non-competes, no clawbacks, and no account reassignments.
Is there an upfront fee or cost to join?
No. There are $0 upfront fees to join and $0 clawbacks, ever. You get 100% transparent, itemized reporting and start earning from your first approved merchant.
How often are residuals paid?
Residuals are paid monthly, on a 30-day net schedule, deposited directly to your account.
Can I earn overrides by recruiting sub-agents?
Yes — at the ISO Partner (80%) and Master ISO (85%) tiers. ISO Partners get sub-agent recruiting rights, and Master ISOs earn overrides on their sub-agents' residuals plus custom pricing authority.
How much can I earn as a FlatRate ISO agent?
Your income scales with the number and processing volume of the merchants you board. Use the residual calculator on this page to model your monthly and annual income across restaurant, auto repair, and government accounts at each tier, then apply to get started.